Should you have Miscellaneous Professional Liability Coverage?

Should you have Miscellaneous Professional Liability Coverage? If your business does not have Professional Liability coverage you might want to consider Miscellaneous Professional Liability (MPL) coverage and here are a few reasons why.   Lawsuits can happen when you least expect them and the defense costs can run tens of thousands Read More

Contractual Risk Transfer: Frequently Asked Questions

Contractual Risk Transfer: Frequently Asked Questions Many businesses sign contracts that include contractual risk transfer but you may not actually know what this is. What is Contractual Risk Transfer? Contractual Risk Transfer is a non-insurance risk transfer mechanism that allows someone like a general contractor to transfer the risk to Read More

Paid Family Leave – Top 10 Things Businesses Need to Know

Paid Family Leave - Top 10 Things Businesses Need to Know New York’s Workers’ Comp Board (WCB) adopted final regulations on Paid Family Leave (PFL) which begins in January 2018. Here are the top 10 things to keep in mind: Employers that have to provide Disability Insurance (DBL), must provide PFL. All employees who are currently covered Read More

Summertime Means Minors in the Workplace

Summertime Means Minors in the Workplace  As summer approaches, many young people will be looking for summer job opportunities in small businesses and with these young and eager workers comes a set of rules that many employers may not familiar with. The Fair Labor Standards Act (FLSA) sets rules for what kinds of jobs and hours minors of Read More