Rental Car Insurance 101

Rental Car Insurance 101

Should You Get Loss Damage Waiver For Your Rental Car?

When you rent a car, you likely assume—like most people—that your credit card offers you enough insurance coverage. As a result, you might turn down the loss damage waiver offered by the rental car company.

Do not be too hasty in this decision, though! By relying on your credit card insurance, you may find yourself facing significant expenses. For example, both Visa and MasterCard exclude coverage for property damage, injury,  damage to other vehicles, diminished value or loss of use.

Fortunately, by securing the loss damage waiver offered by your rental car company, you protect yourself against any expenses that your vehicle could incur. Plus, with a loss damage waiver, if your car does get damaged you can simply return the vehicle and continue on with another vehicle without having to break up your travel plans to wait for repairs!

If you are thinking of renting a car, contact Allan Block Insurance Agency. Our expert team can advise you where your auto insurance will protect you, where the insurance offered by your credit card can step in, and if you should get a loss damage waiver. For all of your rental call insurance questions, call our team in Tarrytown, Westchester County, New York today!