Buying In Florida? Use These Tips

Buying In Florida? Use These TipsHow To Safeguard Your New Real Estate Investment

After the intense winter we just had, it is no surprise that many people are looking at vacation or retirement homes in sunnier climates. A favorite is definitely Florida, with its near-perfect weather and ample recreational opportunities. Before you buy a home in Florida, though, remember that they occasionally face hurricanes and consider these things.

  • Wind Report: Before you buy a specific home, order a uniform wind mitigation report so you can be appraised of the wind mitigation features present in the house.
  • Roof Construction: So your home can stand up to high winds, it needs to have a smart roof shape. Hip style roofs generally fare better than gable style roofs. Also, make sure your roof is attached with nail sizes and patterns proven to stand up to high winds.
  • Water Resistance: In case of heavy rains, it is crucial that your roof has secondary water resistance such as closed cell foam adhesive. This will ensure water cannot seep through your roof and into your home.

For more information on mitigation requirements, and how it can reduce your insurance premiums in Florida, contact Allan Block Insurance Agency for all of your homeowners  insurance needs.