Preparing for Hurricane Season

Preparing for Hurricane Season

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We are a month into the hurricane season and we want to remind you there is still time to prepare for a hurricane. Images of Sandy still linger in our memory. And so we are providing this checklist to help you prepare today so that you are ready for tomorrow should a storm hit:

  • Determine your Risk – Find out what types of wind and water hazards could happen where you live. Their impact can be felt hundreds of miles away.
  • Develop an evacuation plan – Find out if you live in a storm surge hurricane evacuation
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    Determine Risks, Make a Plan

    zone or if you’re in a home that would be unsafe during a hurricane. Write out an evacuation plan and share it with loved ones. Do not forget your pets. Most shelters will not accommodate them.

  • Insurance review – Check with your agent that you have adequate coverage to repair or replace your home. If you rent, check your contents limits. Review vehicle and boat coverage as well. Flood insurance should be put in place now as there is a 30 day waiting period for most policies.
  • Emergency Supplies – Gather emergency food, water and medical supplies for each family member to last one week. Should a storm hit you should expect to be on your own for this period of time. Don’t forget batteries, candles and cash as well.
  • Fortify and prepare your home – Check that your home is up to local hurricane building code. Many of the retrofits don’t cost much or take as long as you think. Have the proper window coverings to board up windows and doors. Remember your garage door is the most vulnerable part to your home so it must be able to withstand the winds.
  • Know your trusted sources of hurricane information – Your local NOAA National Weather Service forecast office provides information regarding the impact of storms approaching your area. Emergency managers will make the decisions regarding evacuations. Local media outlets will broadcast information.
  • Create a written hurricane plan – Take the time now to write out your plan. Know where you’ll ride out the storm. Have a contact person outside the area everyone can contact should you be separated, know where you’ll get your supplies and have them in advance before the storm gets close so you aren’t standing in long lines when everything runs out. Doing this will be the difference of your being a hurricane victim and a hurricane survivor.

 

For more information or answers to your insurance questions, contact us at Allan Block Insurance Agency, www.ambins.com, located in Tarrytown, NY in the heart of Westchester County, a key business district near New York City.  We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. The Professional Agency with the Personal Touch.