What if a lender financed most of your benefit costs?

What if a lender financed most of your benefit costs?You finance your car, your business and your home… why wouldn’t you finance your retirement benefits?  Our proprietary, premium financed retirement plan provides a total benefits package for you or your employees; benefits beyond the typical 401(k) or health insurance including:

  • $1.5MM of Life Insurance
  • $1.5MM of Chronic Care Benefits
  • $1.5MM of Terminal Illness Benefits
  • $1.0MM of Critical Illness Benefits

In addition to all these Accelerated Benefit Riders, access to cash values using tax-free policy loans and withdrawals is also available to create significant retirement income.  By using leveraged funds to provide approximately 60-75% of the total contribution, the plan allows businesses to reward their key employees without breaking the bank.

Whether you are an executive or a business owner with key employees, are you doing everything you can to protect your most valuable asset—you?

Our premium financed retirement plan is designed for businesses, owners, executives, professionals, doctors, attorneys or similar key employees. To qualify, you must be able to obtain a standard or better risk class with the carrier and be age 65 or under.  Premium payments are for only (5) years guaranteed but they are much higher than traditional policies.

Each plan participant will own a personal trust which will in turn own their policy. Each year, for up to five years, you contribute your portion of the premium to your trust. Your contribution and your policy are the sole collateral for the loan.  The plan is jointly funded by you and by bank financing. For every one dollar you contribute, the bank contributes three!  And with our plan, there are no personal or business loan documents to sign…!

If this sounds too good to be true, call us for a FREE quote today.