Insuring Jewelry and Gifts During the Holidays

Insuring Jewelry and Gifts During the Holidays

Have you considered the insurance your holiday gifts – including jewelry – need?

We’re entering the season of giving, and your loved ones might have a few sweet surprises up their sleeves! If your family or friend invests in a great gift for you, you’ll treasure it for years to come.

That is, unless something happens to it! Have you considered how you would repair or replace valuable holiday gifts like jewelry? Insurance is key.

Your homeowners insurance will cover the bulk of your holiday gifts, but if you get a high-value item like jewelry it’s important that you talk to your insurance agent before assuming it’s covered.

Your home’s policy contains policy limits, which dictate how much your insurer can pay out on individual items. If your holiday gift is worth more than that value, you could be left short.

The good news is you can schedule that item in to your existing policy make sure it’s fully protected. By scheduling in your most valuable holiday gifts, you get complete coverage for them that isn’t defined by policy limits.

Insuring your holiday gifts should be easy, and it will be if you contact Allan Block Insurance Agency! Serving Tarrytown, Westchester County, and the surrounding New York area, we’re committed to making sure all of your valuables have the proper insurance coverage.