Common Auto Insurance Myths Debunked

Common Auto Insurance Myths Debunked

Auto Insurance: Myths vs. the Truth

The world of insurance is confusing to some, with so many rumors and myths surrounding the industry. We want you to be informed and in the know at all times, which is why we have gathered these common myths that need to be debunked once and for all:

  • Myth: My new red car is going to cost more to insure. Truth: The color of your car does not affect how much you pay on auto insurance, rather, it is the make, model, year, and features of the car that influence rates.
  • Myth: If I get a speeding ticket in Pennsylvania, it will not follow me home. Truth: Whether you get a speeding ticket in California, New York, or Wisconsin, the ticket may follow you home.
  • Myth: If I purchase a new car, thieves will be more tempted to steal it. Truth: Criminals actually profit more from stealing older cars because they can sell the parts.
  • Myth: Comprehensive auto insurance coverage means I am fully covered, right? Truth: Comprehensive coverage does not mean full coverage; rather, it only covers named perils, such as theft, vandalism, and storm damage.

Please do not hesitate to give us a call if you have any auto insurance myths you need debunked! Contact Allan Block Insurance Agency located in Tarrytown, Westchester County, NY for all of your insurance needs.