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Accelerated Benefit Riders … What are they?

Accelerated Benefit Riders are additional protections that can be added to a permanent life insurance contract.  They are also commonly referred to as Living Benefit Riders.  Many of the largest carriers in the country are affording insureds the ability to receive benefits from their traditional whole or universal life insurance policies before death.  We all Read More

Protect your Home with Equipment Breakdown Insurance

Most people only think of equipment breakdown insurance as coverage that a business needs. However, your home also has vital equipment that should be protected with an equipment breakdown policy. While some of the equipment in your home may be covered by a service contract or warranty, most of the time it will not be. Read More

Tips to Avoid Wage and Hour Lawsuits

Owning a business that has employees comes with the risk of a lawsuits that are associated with all of your employee’s wages. Wage and hour lawsuits have been more prevalent in recent years, making it even more important to ensure that you and your business are covered. Keep these tips in mind to help lower Read More